Thanks to your help everyone, I was able to determine the root of the problem. Actually, I had a different and distinct problem on each of my two test machines, and each was not connecting for a completely different reason.
On my Win98SE machine, I determined that I needed to upgrade my DUN to version 1.4, thereby giving me the 128 bit encryption I needed. All is well with that client.
The XP box is a little different. I figured that the 128 encryption is already part of the OS, (which is what drew me away from thinking about encryption being the problem in the first place). It turns out that I cannot connect when I specify a static IP... connects fine when the IP is dynamic, but not static. Of course, given my network design, I don't even have a server assigning IP addresses. I'm not even sure where the number comes from.
My Win98SE machine works in both dynamic and static mode, but the same is not the case for the XP client.
Any ideas?
Regardless, thanks for all the help... as you might be able to tell, I'm somewhat a newbie when it comes to Linux and I'm looking forward to the day when I can contribute as well as consume to this environment.
Cheers,
Rob