del
You are very unwise to run an old version of sme 7.4 at all.
It is even more unwise when you are doing electronic financial transactions over the Internet.
You should always keep your server up to date with current update releases.
Minimally you should upgrade immediately to sme 7.6
As for openssh do
rpm -q openssh
to check the version installed
I note on sme 7.6 openssh is still v3.9xx, so your best approach would be to upgrade to sme v8.0 which is now a final release. Not sure what version of openssh that is running though.
If I do all the updates using yum will it go to SME8.0 or do I need to physically download the ISO and use a disk? Although as Jader as pointed out it will still be older than 4.4

At least I'll be a step closer to an acceptable version. I did a search on
http://rpm.pbone.net and it came up with the following rpms:
ftp.sourceforge.net/pub/sourceforge/e/es/escore/score-7.0.2/rpm.rhel5.x86_64/score7.0.2-xcrypt-7.0.2-1.x86_64.rpm
ftp.sourceforge.net/pub/sourceforge/e/es/escore/score-7.0.1/rpm.rhel5.x86_64/score7.0.1-xcrypt-7.0.1-1.x86_64.rpm
ftp.sourceforge.net/pub/sourceforge/e/es/escore/score-7/rpm.rhel5.x86_64/score7.0.0-xcrypt-7.0.0-1.x86_64.rpm
ftp.sourceforge.net/pub/sourceforge/s/se/selinux/OldFiles/openssh-selinux-3.1p1-6.i386.rpm
ftp.sourceforge.net/pub/sourceforge/s/se/selinux/OldFiles/openssh-selinux-3.1p1-2.i386.rpm
ftp.sourceforge.net/pub/sourceforge/m/ma/magiclinux-plus/update/RPMS.dist/openssh-5.6p1-34mgc25.1.i686.rpm
ftp.sourceforge.net/pub/sourceforge/r/ro/roblinux/64-32_pkg/net/x86_64/openssh-5.5p1-1rt.x86_64.rpm
ftp.sourceforge.net/pub/sourceforge/r/ro/roblinux/64-32_pkg/net/i686/openssh-5.5p1-1rt.i686.rpm
ftp.rpmhelp.net/pub/releases/1.0-CURRENT/i586/RPMS/openssh-3.6.1p2-12sls.i586.rpm
ftp.falsehope.net/home/pierre/openssh/openssh-1.2.3-2.i386.rpm
ftp.sourceforge.net/pub/sourceforge/e/ea/easylugs/openssh/1.2.2-1/openssh-1.2.2-1.i386.rpm
ftp.hacktic.nl/pub/replay/pub/crypto/OpenSSH/files/openssh-1.2.2-1.i386.rpm
ftp.hacktic.nl/pub/replay/pub/crypto/OpenSSH/files/openssh-1.2.1pre27-1.i386.rpm
But I have no idea if any of them are suitable for SME

So if anyone can help shed some light on it I would be eternally grateful.
Regards,
Del