My only guess:
SME is doing a bad cluster scan when doing mkfs, which is doing a "surface" scan of the drive as it's formatted. Windows can format large drives very fast if it aborts the bad cluster scan, which is the way it is by default. Also, listen for any "*click*..*bwwr*..*click*..*click*" noises, these often indicate a bad drive. I've got a certain ear for it based on experience. Maxtor drives are known to be more noisy than other manfacturers, however, if you hear consistent repetitive sounds this often indicates drive failure.
I hope this helped,
Nathan