I'm in the UK
I protect my servers with an APC UPS, as the Linux filesystem can be a little fragile, There is a contribution for it on contribs.org .I wouldn't have thought you'd need to worry about protecting your modem, what can it harm?
Regarding ADSL modems, I use a cheap conexant based one, works fine (Zoom X3 is an example). I run it in NAT/Router mode with a dedicated subnet to my Server, and the needed ports forwarded (including VPN passthrough). You cannot run modems in "bridge" mode in the UK, as SMEserver does not support pppoa (it supports pppoe). However many of them provide "half bridge" mode which still handles the pppoa protocol, but acts transparently otherwise. I have briefly tried this, but it locked up my modem, so I haven't dared try it again.
No idea about the Netgear 814, but I am surprised that it doesn't work reliably. Is it up to date wiith the firmware?
Email me off list if you want more detailed help (brianr at bjsystems.co.uk)
Cheers
Brian