Jon, Thanks for the reply.
I have create a new dir called /home/e-smith/files/primary/html/new_dir as an example. I create a index file in this dir or copy anything into it and I get the forbidden message when I try to view it. I directly copied phpmyadmin directly into the document root resulting in the path /home/e-smith/files/primary/html/phpmy admin and I have no access issues with it.
Nevermind guys, I just solved the issue. I had a created the above directory with a name equating the machine name. Obviouly that's a no-no in the linux world.
To anyone watching this thread, thanks for the input!
However, I do have one more query. Any thoughts on a quick and easy way to user & password protect the above mentioned directory. All I need is a point to the right direction. I can figure out the details.
Wes