I use two different nics for that reason.
I have tested many nics for performance, and have found that nics with Realtek chipsets have exactly the same performance and CPU utilization as a 3Com nic.
Edimax happens to make a great Realtek nic and drivers, but there are hundreds of others out there who make them too.
Since they are fairly cheap (I get mine for $15), I connect the Edimax nic to the world, and a 3Com nic to the LAN.
Should some power surge or whatever damage the external nic, just pop in a new one, and spend the $$ you save on beer...