I surely thank you all for the help and guidance on this issue, but the only answers to my question/issue is hacks/and semi-work arounds. Which surely is not a knock on the advice that this thread has generated or anything else I read in other threads, rather, it would seem an inherent limitation to SME: the inability to send SMTP emails from external clients that have been autheticated regardless of encryption technique. All of the advice I have gotten has been TRUELY valuded that is for sure!
With SME it would seem as it is all or none, meaning, all external SMTP email traffic must be sent over SSL or SME won't send the mail, regardless of user account authentication. What seems like a simple feature, the ability for external clients to login, authenticate and send emails from the Internet using standard SMTP while NOT relaying for non-authenticated accounts or foriegn domains, SME wasn't designed to do. Seems like they assume that ANYONE outside of firewall is a spammer or else they would connect securely. In my case that is not true. The correct answer would be for SME to allow relaying ONLY for authenticated users and/or local domains using SMTP *like other email servers I have used*
Please if someone ever figures out how to actually allow SME 5.6 to send emails for authenticated external clients using standard SMTP, PLEASE let me know.
In mean time, I guess I am going back to Ipswitch's IMail on Win2K as my companies email server. >

((
Thanks for your help!