So I take it that the answer to my question is no, SME does not have a facility to schedule SMART self-tests of the drives, other than manually entering a cron job, or (better) manually messing around with smartd.conf.
Janet, SMART self tests are only run when commanded by the host. I manually ran the tests 12000 hours ago, and SME hasn't commanded any since then. The self-tests and attribute monitoring are different things; it appears that SME does the latter when smartd is enabled, but it does not do the former.
The FreeNAS folks are pretty fanatical about data integrity, and recommend regular SMART self-tests religiously (suggested schedules vary a bit, but generally call for short tests every 1-3 days, and long tests every 1-4 weeks). I've seen multiple threads in their forums where a user had a defective drive, but that fact wasn't obvious until a SMART self-test was run--the attribute monitoring didn't pick it up before then.
It'd be pretty simple to add a line to smartd.conf to run the test. Templating it so the user can control the schedule will be a bit trickier--I'll see what I can manage.